BMO AIR MILES® Mastercard®*
- Welcome Offer: Get 1,200 AIR MILES Bonus Miles‡ (that’s enough for $120 towards purchases with AIR MILES Cash) and a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee.§
- Earn over 10x faster than other AIR MILES collectors*
- Get 3x the Miles for every $25 spent at participating AIR MILES Partners. Get 2x the Miles for every $25 spent at any eligible grocery store, wholesale club, membership-based retailer and alcohol retailer.*
- 2x the Miles for every $25 spent at any eligible wholesale clubs, membership-based retailers and alcohol retailers.
- Plus, 1 Mile for every $25 that you spend with your credit card everywhere else
- Use your BMO AIR MILES Mastercard and AIR MILES Collector Card at an AIR MILES Partner to earn Reward Miles from both*
- Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!
- Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.
- No annual fee*
- Receive a discount on car rentals*
- Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
- Extended Warranty*
- Purchases: 21.99% | Cash advances: 23.99% (21.99% for Quebec residents) | Balance transfers: 23.99% (21.99% for Quebec residents)
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- *Terms and conditions apply
- Annual Fee
- $0
- Intro Rate
- N/A
- Ongoing APR
- 21.99% Variable