No Annual Fee Credit Cards

BMO CashBack® Mastercard®* (Student)

  • Welcome offer: Get 5% cash back in your first 3 months*
  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
20.99 % Variable

BMO AIR MILES® Mastercard®*

  • Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash*
  • Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
20.99% Variable

President’s Choice Financial® Mastercard®

  • The PC Mastercard gives you 10 PC points for every $1 spent on your card everywhere you shop. No reward limits, no annual fee! Start-up offer of 20,000 PC points worth $20 in free food. Cash APR: 21.97% in Quebec only.
  • The PC Mastercard gives you 10 PC points for every $1 spent on your card everywhere you shop. Redeem with as little as 20,000 PC points, worth $20 in free food! Start-up offer of 20,000 PC points. Get approved online and receive an extra 5,000 PC points. Avoid high interest charges on your existing balances with our low-rate balance transfer options. With many other valuable features and a variety of useful optional products, the PC Mastercard may be the only credit card you’ll ever need. Card details subject to change; see online application for current information.
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
20.97% Fixed

MBNA True Line® Mastercard® credit card

  • 0% interest for 12 months on balance transfers
  • This offer is not available for residents of Quebec
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
12.99%

BMO AIR MILES® Mastercard® (Student)

  • Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash*
  • Get 3x the Miles for every $25 spent at participating AIR MILES Partners and 2x the Miles for every $25 spent at any eligible grocery store*.
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
20.99% Variable

National Bank MC1 Mastercard®

  • Keep it simple, one credit card for all your expenses.
  • Access funds anywhere in the world.
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
20.99%

RBC Cash Back Mastercard

  • No Annual Fee Credit Card that lets you earn unlimited cash back credits with every purchase
  • Earn up to 2% cash back on grocery store purchases and up to 1% cash back on all other qualifying purchases and pre-authorized payments
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
20.99%

Desjardins Cash Back Mastercard

  • No annual fee cash back credit card
  • Get up to 2% cash back on your purchases, a mobile device insurance and 3 day travel insurance at no annual fees!
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
19.90%

National Bank Allure Mastercard®

  • Support the Quebec Breast Cancer Foundation and get cashback.
  • Earn 1 point for every $2 spent
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
20.99%

MBNA Rewards Platinum Plus® Mastercard® credit card

  • Welcome Offer: Earn up to 10,000 bonus points ($50 cash back value)
  • (This offer is not available for residents of Quebec)
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
19.99%